Mill Cities Community Investments is a Community Development Financial Institution (CDFI). CDFIs are private-sector, financial organizations with community development as their main goal. They can be for-profit or not-for-profit financial institutions who lend and invest in low- and moderate-income communities. CDFIs deliver loan and investment services to people and communities that have often been under served by other financial organizations. Many of these communities are among those hardest hit by the current economic conditions. CDFIs are different than conventional financial institutions because they have a in-depth knowledge of the communities they serve. And they work closely with their customers and the community leaders. MCCI often teams up with traditional banks to develop innovative ways to deliver loans, investments, and financial services. This includes jointly funding community projects.