Mortgages 101

First Time Homebuyers

When you're looking for a new home, we're looking after you.

Need some help choosing a loan? Our expertise is on the house.

When you go house-hunting, you'll surely see many different floor plans and architectural styles. When it comes time to finance your new place, you'll encounter a wide array of fixed-rate and adjustable rate mortgage options. But don't worry, you won't have to sort through them on your own. We take pride in helping our neighbors find a loan that's as sweet as their home.

Adjustable-Rate Mortgage

  • Lower initial interest rates reduce monthly payments
  • Loan terms limit future interest rate increases
  • Low closing costs
  • Choose from a variety of ARMs

Fixed-Rate Mortgage

  • Competitive interest rates
  • Low closing costs
  • Repayment terms that fit your needs
  • Monthly payments will remain stable over course of loan
For more information, reach out to our MyBankers